Business Banking

Advantage Business Accounts

Our business account plans are designed to accommodate the individual needs of each business whether they are small, medium or large businesses. Our commitment is to provide our customers with convenient, efficient and valued service.

The Corporate Advantage Checking Account
The Corporate Advantage Checking Account gives your business full-service capacity for your checking needs. It provides an earnings credit based on the average ledger balance you maintain which can partially or completely offset any activity fees. A service charge to your account may be assessed based on the monthly activity fees accumulated after being deducted from the earnings credit given for balances maintained. The minimum deposit to open this account is $500.00. The transaction fee structure is as follows:

Monthly Maintenance Fee:	$27.00
Account Processing Fee
Deposits	$ 1.00 per deposit
Checks deposited	$   .17 per item
Checks Paid	$   .25 per item
ACH debits & credits	$ .15 per item
Free 24 Telephone Banking (877-615-8735)
Free 24 Night Depository Service at each of our locations

There may be other fees assessed based on special transactions allowed by the bank.

INTERNET Access Banking. You may link your Corporate Advantage Checking Account with the convenience of information control and 24 hour on-line access with our Internet Banking service.

The Small Business Advantage Checking Account
This checking account is designed for the small business that requires less account activity and provides genuine value at a reasonable cost. The minimum deposit to open this account is $200.00. There is no charge for this account if the average daily balance exceeds $1,500.00.

• No minimum balance required
• Free 24 Hour Telephone Banking (877-615-8735)
• Free 24 Hour Night Deposit Service at each of our locations
• Monthly service charge of $25.00 if average balance is less than $1,500.00.
• First 100 items processed for FREE on a monthly basis, and a per item fee of $1.00 for each item exceeding 100 per month.

  INTERNET Access Banking. You may link your Small Business Advantage Checking Account with the convenience of information control and 24 hour on-line access with our Internet Banking service.

The Community Advantage Checking Account
Helping our community grow is one of the many objectives of Advantage National Bank. To assist, we have established this special checking account available for all local, not-for-profit charitable organizations either for free or at a very low cost. A minimum deposit of $100.00 is required to open the account.

• No minimum balance required
• No regular monthly service charge
• 100 free items (deposits, checks deposited, checks written) allowed per month. Additional items in that month may be charged $.50 per item.
• Free on-line banking
• Free 24 telephone banking (877-615-8735)
• Free 24 Night Deposit Service at both locations
   
  INTERNET Access Banking. You may link your Community Advantage Checking Account with the convenience of information control and 24 hour on-line access with our Internet Banking service.

Business Advantage Certificate Of Deposit
Advantage National Bank Business Certificates of Deposit (CDs) pay competitive rates. Just give us a call and we’ll be happy to give you our current yields on a variety of CD maturities from 90 days to 5 years. A minimum amount of $10,000 is required to open a CD.

• Interest compounded daily
• Quarterly statements
• 10 day grace period allowed for renewals
• Special rates for CDs over $100,000 (Jumbo)

Business Advantage Money Market Account
The Business Advantage Money Market Account is structured to meet flexible investment needs at highly competitive yields. Your earnings rate rises as your balances increase. A minimum deposit of $5,000.00 is required to open the account.

• Tiered interest rate levels to maximize your return
• Three checks and/or three transfers allowed each month
• $5,000.00 minimum balance required to earn interest and avoid a monthly service charge of $10.00.
• Monthly statements
• Interest compounded daily and credited monthly
• Free 24 Hour Telephone Banking (877-615-8735)
• Free 24 Hour Night Deposit service at both locations