Fees

Account Reconciliation (p/hr)	$30.00
Account Verification	$10.00
Official Checks - Customers Only*	$4.00
Collection Items	$35.00
Deposited Check Returned	$20.00
Dormant Account Fee/month after 2 years	$10.00
Electronic Telephone Banking	FREE
Garnishment / Levy	$250.00
Money Orders*      Customers	$3.00
Non-Activity Fee/per month (after 3 months)	$10.00
Copy of Cancelled Check or Deposit	$5.00
Overdrafts / Insufficient Funds      Returned - Per Item Fee      Paid - Per Item      Daily Overdraft Charge      (Per day after 3 days)	$36.00 $42.00 $6.00
Research & Other Special Services**      (Per hr/$25.00 minimum)	$125.00
Replacement Debit Card Fee	$5.00
Special Statement	$15.00
Stop Payment	$25.00
Telephone Account Transfer via Banker (per trans.)	$2.00
Overdraft Protection (account to account/per transfer)	$3.00
Safe Deposit Box Fees
3"x5" Box Annual Fee***	$35.00
3"x10" Box Annual Fee	$60.00
5"x5" Box Annual Fee	$50.00
5"x10" Box Annual Fee	$75.00
10"x10" Box Annual Fee	$130.00
Lost Key / Drilling	$125.00
Key Deposit Fee	$25.00
Other Services
Temporary checks - each	$0.50
Travelers Checks*      For One Signature      For Two Signatures      AMEX Gift Checks - each      ANB Gift Cards	1.0% 1.5% $2.50 $2.50
Wire Transfers
Wire Incoming - Domestic/Foreign	$5.00
Wire Outgoing - Domestic	$25.00
Wire Outgoing - Foreign	$45.00
ZBA Transfer Account Maintenance	$50.00
Business Accounts Monthly Fees
Small Business Account	$25.00
Corporate Business Account	$27.50
* Fee waived for certain account types ** See account type for actual fees. *** Available at Roselle Office only.