Personal Banking

Advantage Savings, CDs & Money Market Accounts

We can meet your savings investment needs. Advantage Savings, Advantage Junior Savings, Advantage Certificates of Deposits and Advantage Money Market and IRA accounts are all designed to give you the specific account to best fit your investment needs.

Advantage Savings Account
This Statment Savings account offers ease of access and a competitive interest yield. A deposit of $200.00 is required to open the account.

• No monthly service charge
• Interest compounded Daily
• Quarterly statement
• There is a minimum balance requirement of $200 to earn interest. A $5.00 Account Maintenance Fee will be assessed if the account balance falls below $200 at any time during the calendar quarter.
• Free online banking
• Free 24 Hour telephone banking (877-615-8735)
• Free 24 Hour Night Deposit service at both locations

Regulation D is a Federal Regulation which governs the access to your savings / money market account. The Regulation states that a savings / money market account holder is permitted to make no more than six preauthorized, automatic or telephone transfers per month from the account. No more than three of the six may be made by check, draft, point of sale or debit card, payable to another party. Transfers or withdrawals made in person or through the ATM are not subject to these limitations. Failure to adhere to this regulation will result in the account being converted to a checking account.

Advantage Junior Savers Club
Helping youth to develop the habit of saving adds value to their future. This account requires an adult co-signer and a deposit of $100.00 is required to open the account.

• No monthly service charge
• No minimum balance required to earn interest
• Interest compounded daily
• Free 24 Hour telephone banking (877-615-8735)
• Free 24 Hour Night Depository at both locations
• Quarterly statement
• Mailings on Junior Saver contests & exclusive events
• Piggy Bank to encourage savings at home
• Bonus gift for opening account
• Exclusive treat dollar each time a new $100 deposit is made

Regulation D is a Federal Regulation which governs the access to your savings / money market account. The Regulation states that a savings / money market account holder is permitted to make no more than six preauthorized, automatic or telephone transfers per month from the account. No more than three of the six may be made by check, draft, point of sale or debit card, payable to another party. Transfers or withdrawals made in person or through the ATM are not subject to these limitations. Failure to adhere to this regulation will result in the account being converted to a checking account.

Advantage Certificates Of Deposits
Advantage National Bank certificates of deposit (CDs) pay competitive rates. Just give us a call and we'll be happy to give you our current yields on a variety of CD maturities from 90 days to 5 years. A minimum amount of $2,500 is required to open a CD.

• Interest compounded daily
• Quarterly statements
• 10 day grace period allowed for renewals

Advantage Money Market Account
The Advantage National Bank Money Market Account is structured to meet flexible investment needs at highly competitive yields. Your earnings rate rises as your balances increase. A minimum deposit of $2,500.00 is required to open the account.

• Tiered interest rate levels to maximize your return
• Three checks and/or three transfers allowed each month
• $2,500.00 minimum balance required to earn interest and avoid a monthly service charge of $10.00.
• Monthly statements
• Interest compounded daily and credited monthly
• No Fees at ATMs
• Free 24 Hour Telephone Banking (877-615-8735)
• Free 24 Hour Night Deposit service at both locations

Regulation D is a Federal Regulation which governs the access to your savings / money market account. The Regulation states that a savings / money market account holder is permitted to make no more than six preauthorized, automatic or telephone transfers per month from the account. No more than three of the six may be made by check, draft, point of sale or debit card, payable to another party. Transfers or withdrawals made in person or through the ATM are not subject to these limitations. Failure to adhere to this regulation will result in the account being converted to a checking account.